Why Personal Vehicle Contracts?
Most people buy their car from a local supplier, put down a suitable deposit, sometimes half the vehicle cost, and then pay the full balance over 2, 3 or 4 years through a full pay-out HP agreement. Once the full balance has been paid the vehicle is usually used to pay the next deposit through either part exchange or private sale. This method is without doubt expensive, time consuming, stressful and in most peoples view a generally unpleasant experience that they could well do without.

Our approach is completely different. We know that to operate a car of any sort represents a perpetual cost and continued expense. We also know what a vehicle will be worth after a period of time, what mileage and what running costs are likely to be for servicing, parts and labour as well as insurance and other associated costs. Therefore we can calculate what the real cost of running the car will be and divide that amount over your contract period to give you a fixed monthly payment that places most peoples real choice of car within affordable reach.

Future Shock!

Both European market pressures and our own Government legislation will continue to force manufacturers to reduce the cost of purchasing new cars for you the UK consumer. This is of course good news but only when these lower prices come into force which could take a number of years before becoming a reality.

In the meantime the serious negative effect on you the consumer will be a double whammy especially if you are planning to buy any car over the next few years. You will be buying at high UK prices and then when you come to change your car out of choice or otherwise the market, trade or part exchange value of your car will be slashed in line with the new market levels. As a consequence of this "buying high and selling low" you will suffer extreme and abnormally high depreciation costs in running any car.
That is why Personal Vehicle Contracts are the only way to take full control and quantifying your cost in running the car of your choice risk free.

Many people do not want to subject themselves to the "hard sell" and awkward and often intimidating questioning experienced in today's vehicle showrooms. Most of us do not have time to scour our locality searching for the elusive "best deal" trying to ensure that we secure value for our hard earned money.

All you have to do is consider what your exact requirements are and what sort of levels of service and facilities you think you will need. The following steps may help you to understand what you need to know before you contact tmc vehicle solutions limited.
1. Do you want a new or quality used car?
2. Decide what make and model of car would you like and what options and extras you might like to have fitted to the car?
3. Decide what period of time you would like to operate the car over? If you are a low mileage user then you might consider a longer period, your annual mileage will have an effect on how much you pay per month so try and estimate what it might be before you call us.
4. Consider what level of services and facilities you would like to include in your contract, typical examples are as follows: